How much are you comfortable spending?
Before you start actively viewing properties, it's a good idea to speak with a mortgage specialist and get "pre-approved" so that you know how much money you are comfortable spending on a home. Below is a useful mortgage calculator that will give you an estimate for the monthly payments that you could expect given your particular financing situation.
Bank or Independent Broker?
If you would like other options in addition to your regular bank, I'd be happy to recommend a mortgage specialist. Please call me or send an email, and I will put you in touch with a trusted mortgage professional who will provide you with a depth of knowledge, explain all of your financing options and get you the best rate and terms!